English

audit ready

multi-chain

enterprisE grade

Build the Future of Payments with Digital One Payments

4.8 / 5.0

Over 400+ Google Reviews

Launch branded cards with KYC, spend controls, and real‑time settlement.

introduction

Digital One Payments brings together global licensing, tokenisation, card issuing, and stablecoin integration.

So organisations can build the future of payments with confidence across multiple jurisdictions. Working together benefits startups, enterprises, and governments, creating opportunities that go above and beyond the needs of payment users of all kinds.

From early crypto to enterprise payments

We combine regulatory first principles with pragmatic delivery. The result: faster launches, smoother reviews, and products that scale.

Audited smart contracts & documented reviews

Compliance‑first architecture & processes

Battle‑tested across APAC, EMEA, Americas

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Countries Served Worldwide

Build with a partner who’s shipped from early crypto to enterprise

40+ projects delivered across APAC, EMEA & Americas. From tokenisation and card issuing to licensing and compliance, we help teams launch on audited rails.

what we do

Licensing-Ready Payment Infrastructure

Choose the right license, then launch on audited, compliance-first rails. We guide MSB/EMI/AUSTRAC approvals and implement the essentials KYC/AML and PCI-ready card issuing, compliant RWA tokenisation with custody and disclosures, and stable coin & treasury workflows.

Jurisdictions Explorer

Onshore/offshore routes and licence-ready frameworks across Australia, UAE, Cayman Islands and more. Compare licence types (AUSTRAC, EMI, MSB) and typical timelines.

United States
MSB
Onshore
AMER
Typical timeline:Varies by state
United Kingdom
EMI
Onshore
EMEA
Typical timeline:6-9 months
Singapore
PSA
Onshore
APAC
Typical timeline:4-8 months
United Arab Emirates
EMI
Onshore
EMEA
Typical timeline:4-8 months
Cayman Islands
MSB
Offshore
AMER
Typical timeline:2-4 months
Australia
AUSTRAC
Onshore
APAC
Typical timeline:3-6 months

Onshore vs Offshore

Choose the structure that fits your market entry, banking access, and compliance requirements.

Onshore

Direct regulator oversight and local banking relationships.

Often preferred for consumer products and enterprise contracts.

Longer timelines but higher trust with partners.

Offshore

Efficient entity setup and streamlined reporting.

Useful for treasury, funds, and cross‑border projects.

May still require local partners for distribution.

Licensing Frequently Asked Questions

How long does licensing typically take?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Can you support multiple regions at once?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Do we need an onshore entity to operate?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

How long does licensing typically take?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Can you support multiple regions at once?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Do we need an onshore entity to operate?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

How long does licensing typically take?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Can you support multiple regions at once?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

Do we need an onshore entity to operate?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

What about KYC/AML and audits?

It depends on the jurisdiction and licence type. Typical ranges are shown in the explorer. We help assemble documentation early to shorten review cycles.

API & Developer Hub

SDKs, REST endpoints, and webhooks for card issuing, compliant tokenisation (RWA), stablecoins & treasury, and KYC/AML. Request sandbox access and run your first call in minutes.

Request Sandbox access!

Turn real‑world assets into compliant, programmable tokens

From legal wrappers and custody to minting, controls, and secondary trading. Launch faster with audit‑ready processes and multi‑chain support.

Real Estate

Fractional property tokens with escrow, rent distribution, investor KYC, and secondary market hooks.

Precious Metals

Vault‑backed, serialised bars with mint/burn against custody receipts, proof of reserves, and instant settlement.

Luxury Assets

Provenance‑rich tokens for art, collectibles, or vehicles with custody attestations and transfer controls.

Privacy & compliance controls

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever

ISO 27001‑aligned

ISO 27001‑aligned

Asset & access controls

Asset & access controls

SOC 2‑ready

SOC 2‑ready

Logging & change mgmt

Logging & change mgmt

GDPR‑ready

GDPR‑ready

DPIA & data minimisation

DPIA & data minimisation

OWASP ASVS

OWASP ASVS

App‑sec standards

App‑sec standards

Fintech & Payments Solutions for Startups, Enterprises & Governments

We help teams license, build, and scale compliant payments across chains and jurisdictions.

01

Startups

Launch faster with a partner who has shipped regulated products. Validate PMF in weeks, not months, using our sandbox, SDKs, and playbooks. Add KYC/AML, card issuing, stablecoins, and licensing paths when you’re ready to scale. Move faster.

Learn more

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

02

Enterprises

Scale securely with compliance-first rails. Implement KYC/KYB workflows, approvals, and audit logging across teams. Integrate stablecoins and on/off-ramps, automate reconciliation, and meet internal controls and SLAs across regions. Faster.

Learn more

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

03

Governments

Modernise programs with auditable, policy-driven rails. Deliver targeted benefits using spend controls and real-time reporting. Reduce leakage and fraud, support multi-agency operations, and meet privacy, security, accountability standards.

Learn more

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s.”

Alex Tan,

Founder at SeedPay

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Discover how we’ve helped save $500M for our customers

Short audit‑ready playbooks, proven licensing paths, and multi‑chain rails—tailored to your stage.

Global Phone

+61 290 579 079

Available 24/7. We’ll route you to the right team.

Email

We respond within 1 business day.

We’re thrilled
to hear from you!

Book via Calendly

OR

Discover how we’ve helped save $500M for our customers

Short audit‑ready playbooks, proven licensing paths, and multi‑chain rails—tailored to your stage.

We’re thrilled
to hear from you!

Book via Calendly

OR

Global Phone

+61 290 579 079

Available 24/7. We’ll route you to the right team.

Email

We respond within 1 business day.

Discover how we’ve helped save $500M for our customers

Short audit‑ready playbooks, proven licensing paths, and multi‑chain rails—tailored to your stage.

We’re thrilled
to hear from you!

Book via Calendly

OR

Global Phone

+61 290 579 079

Available 24/7. We’ll route you to the right team.

Email

We respond within 1 business day.